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Expert Tips to Help You Buy a Luxury Home

If you are looking to purchase a luxury home, you can choose from a lot of options. In this article, we are going to share with you a few tips from experts that will help you go for the best luxury home. Read on to find out more.

1. Find out about the Search Process

A lot of luxury homes are not listed in order to protect the privacy of the seller. Often, these properties can be found by talking to the personal connections of the realtor. So, what you need to do is check out several online sources as searching on big search engines is not enough.

2. Don’t make your Decision based on Photos only

If you make your buying decision based on the photos of the front of a property, you are making a mistake. It is important to note is that some homes are not photogenic and should be seen in person for a better idea of their suitability.

If you are going to buy one, you may want to find out about the vicinity of the property on Google Earth.

3. Hire a Local Expert

It is better that you work with the local real estate agent as they have a lot of information about luxury homes in your area. They can help you get an appointment to see the property of your choice.

4. Contact your Bank

Experts suggest that you contact your bank as well as they have your portfolio. Apart from this, you may want to understand the difference between the pre-qualification letter and the pre-approval letter.

5. Document Everything

These days, the high-end real estate market is going through a lot of scrutinies. Therefore, it is a must to have financial documents. So, you may not want to shelter your money as it can create difficulties for you later on.

6. Hire Reliable Advisers

Your real estate agent should not be your decision-maker. Their job is to give you useful suggestions to help you make a better decision. Therefore, you may want to make your decision and hire only a reliable advisor.

7. Consider the Title Insurance

You may want to go for title insurance as this can help you be on the safe side. Apart from this, you may want to check out the exception page of your title insurance prior to closing time.

8. Look into the Future

You may want to find out more about the properties being planned around your property. If your neighbor builds a building taller than yours, it may have an impact on your property as well. Besides, you may want to consider the timeline as well. This is important if you want to avoid construction delays.

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Use A Rotating Hair Brush To Make Make Your Life Easier

Do you love the appearance of your hair right now? Many people are not completely satisfied with their hair at this instant. Hair management is not an easy task to do on a daily basis using manual combs. If you are thinking of shaving your hair completely, perhaps you should stop first. A rotating hair brush is an item that you should have by now. The advent of this electric motor gadget rendered many manual hairstyling tools useless.

Countless people prefer an item that could help them do their hair quickly and get to other daily businesses. Fortunately, rotating brushes are doing exactly that. These highly reliable tools have many benefits to them. Above everything else, these hairbrushes are safe and cannot injure your scalp or destroy your hair. However, you should note that you could only be safe if you buy this small tool from a reputable vendor.

Many vendors exist right over the Internet and all you have to do is taking your time to find them. The second best thing that should matter to you is the gadget’s capacity. In other words, a good gadget should not only function properly, but also be versatile. It should help you meet your preferred hairstyles at once. Your hair texture should not be a problem too. A rotating hair brush is capable of straightening any type of hair- soft or coarse.

Even tight curls are not that difficult to straighten for this high-tech device. It can help you create the hair style of your liking quickly and accurately. If you are sick of your messy hair, now you know what action to take. You only have to invest on this item once and it will reduce the number of times you normally visit your beautician. In the process, it will reduce the amount of money you spend on your hair every month. The only thing you need to do after purchasing the item is searching for more hair styling tips.

This would help you every time you want to style up your hair personally. In this modern living, who can afford to waste time? Wasting time is exactly what you do trying to comb your long or short locks with manual combs. Buy a rotating hair brush to end the problem you endure every morning doing your hair. It works quickly as it is uses an electric motor. After buying and using this item for the first time, even your friends will notice your beautiful locks.

They will even request to know about your new hair tool. This gadget is extremely dependable and you can even buy it for your friends. This perfect rotating hair brush can change everybody’s daily life and even make him or her more attractive and neat. Search for this item over the Internet because you can find a range of products. Furthermore, you will give yourself a chance to pay the price you want for the items and get the quality you deserve to have.

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What Is Worksite Wellness All About?

The field and practice of worksite wellness today basically revolves around three terms – health, wellness and wellbeing. Other terms also seen used include: thriving, flourishing, health promotion, optimal living and quality of life. But the big three are health, wellness and wellbeing.

Since these terms are used interchangeably or as synonyms, I have wondered just how different or the same are these terms? When I framed out this question in my mind, I thought it would be simple enough to just look-up their definitions and I would have my answer.

But, boy was I wrong. Definitions only got me so far and not very far at that. As I was reviewing definitions, it occurred to me that worksite wellness programs today are not even necessarily about health, but more about employee health status. These two terms differ. So how do they differ? Based on the definitions and reading I have done health status is a state at a fixed point in time, as opposed to the more global, encompassing concept of health.

What Is Health Status?

The Stedman’s 7th Edition Medical Dictionary for the Health Professions and Nursing (2012) definition is: “The level of health of an individual person, group or population as assessed by that individual or by objective measures.”

The Oxford Illustrated Companion to Medicine (2001) defines the state of health as being the “degree to which physical and mental functioning are in equilibrium with the physical, biological and social environment.”

In his 1997 article titled Health Status Assessment, Stephen Wright uses the definition: “A focus on function and somatic sensation at a particular point in time.”

In the Segen’s Medical Dictionary (2012), the definition is: “A generic term referring to the health (good or poor) of a person, group or population in a particular area, especially when compared to other areas or with national data.”

The Medical Dictionary for the Health Professions and Nursing (2012) definition is: “The level of health of an individual person, a group, or a population as assessed by that individual or by objective measures.”

According to the U.S. National Library of Medicine, their definition is: “The level of health of the individual, group, or population as subjectively assessed by the individual or by more objective measures.”

The American Thoracic Society definitions are: “Health status is an individual’s relative level of wellness and illness by taking into account the presence of biological or physiological dysfunction, symptoms, and functional impairment. Health perceptions (or perceived health status) are subjective ratings by the affected individual of his or her health status. Some people perceive themselves as healthy despite suffering from one or more chronic diseases, while others perceive themselves as ill when no objective evidence of disease can be found.”

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The Impact Of Shift Work On Health

The health and motivation for shift work has been known to have its own peculiar demands. This has set it apart from jobs that have traditional hours of work. Shift work has its own health merits. The shift work has been created to aid workflow processes between employer, employee and tasks at hand. Over the years, it has been noticed that workers identified in shift work often receive better health plans, health products and remuneration and by this, give shift workers time to do other tasks or personal chores while being watchful of individual mental health.

However, the scientific and medical communities report continually that shift workers concerned stand an increased risk of certain health disorders and mental health challenges that have severe negative impact on the general well-being of work shift staff which may not be achieved until the right health products are used.

There is a concern for the 9 to 5ers, as one sees a case of the health of those who barely get by with the hard life of routine which most times is viewed to compensate only the boss at the top. Furthermore, we sought to consider those who work less conventional hours that include working shifts at night. Any way it is looked at, an adequate welfare plan should be in place for them while introducing supplements of health products.

Researchers have discovered that those more at risk of suffering certain mental health challenges and chronic ailments or diseases, are shift workers, such as flight attendants, police officers, doctors, bartenders, nurses, and the like. Shift work can be classified as any type of work schedule that involves hours that are uncommon, or unusual when comparing this type of work schedule with the traditional work schedule that occurs within the day between 6 am and 6 pm.

For clarity, the term shift work can refer to rotating shifts, working overnight, evening shifts and other flexible shift patterns desired or arranged by the employer that also addresses the challenge of mental health in shift work platforms. In other to assist shift workers, first aid boxes can be kept handy and filled with health products for shift workers.

It’s been recorded by the Bureau of Labor Statistics (BLS), that over 16.8% salary workers and full-time wage workers are employed to work alternative shifts. Another interesting discovery made is that evening shifts are the most common alternative shifts, which have their working hours starting at between 2 pm and midnight. Work schedules may also constantly change as a result of irregular work shifts that also result in mental health and hormonal imbalances.

In this article, we take a look at what the resultant effects of what shift work are, what shift workers can potentially do in other to lower their risks of diverse health problems and what salient reasons could possibly be behind these findings. The mental health and prescribed health products of shift workers should not be left unaddressed as this plays an important role in the health and total well-being of the workers.

At first glance, it appears as though shift workers have and work different hours compared to the regular workers’ typical 9-to-5 routine. Reports also show that this is not the only underlying factor, as one key factor also is an increased risk of some diseases.

Some medical associations such as the Medical News Today have reported on studies that relate lack of usage of health products and increased risk of certain health problems with shift work. These relationships have seen discoveries ranging from the predictable to the most amazing jaw-dropping situations.

A reputable medical journal published a meta-analysis in 2014 which suggested that shift workers face an increased risk of type 2 diabetes. This is a red flag. Taking into consideration, shift workers rotating shifts also face an increased risk of 42%. So we see a need for the inclusion of health products as ready supplements for shift workers.

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Developing Community and Public Health Capacity for Change

March Health Awareness Campaigns

 

  • National Colorectal Cancer Awareness Month
  • Brain Injury Awareness Month
  • National Kidney Cancer Awareness Month
  • Multiple Sclerosis Awareness Month
  • National Myeloma Awareness Month
  • National Nutrition Month
  • National Endometriosis Month
  • Workplace Eye Wellness Month
  • National Save Your Vision Month
  • Hemophilia Month
  • National Chronic Fatigue Syndrome Awareness Month
  • American Red Cross Month
  • Learning Disabilities Awareness Month
  • National Developmental Disabilities Awareness Month
  • National Eye Donor Month
  • National Poison Prevention Month
  • National Professional Social Work Month
  • Save Your Vision Month

For those in community or public health, the topics in this article will be nothing new-but as busy professionals ourselves, we often find it helpful to be reminded of the basic premises of our chosen fields. It’s so easy in our hectic-and very important-drive to complete work tasks that we lose sight of those core values for which we strive.

 

There are a growing number of evidence-based interventions for use by community and public health professionals to promote health and prevent disease. [Leeman, Calancie, et al: 2015] These practices have the potential to improve environments, behaviors, and health outcomes in our communities. In order to adopt these practices, however, public health agencies and community partners often need additional tools, strategies, and training to enhance their capacity to improve health outcomes.

The most effective prevention strategies actively engage the communities they are intended to serve. Effective health promotion and health-enhancing social change require communities to identify, plan, channel resources, and take action. The concept that a community is the solution to its own problems is not new. There is considerable support for designing community-based interventions to improve the health behaviors and overall health status of community members. According to Sotomayor, Pawlik, and Dominguez in the journal Preventing Chronic Disease, “These community-based interventions are important because health disparities and the high rate of chronic diseases in minority populations, particularly among those who are poor and lack access to community resources, are not likely to be prevented without them.” [Sotomayor, Pawlik, and Dominguez: 2007]

The U.S. Office of Disease Prevention and Health Promotion’s Healthy People 2020 strives to

 

  • Identify nationwide health improvement priorities.
  • Increase public awareness and understanding of the determinants of health, disease, and disability and the opportunities for progress.
  • Provide measurable objectives and goals that are applicable at the national, State, and local levels.
  • Engage multiple sectors to take actions to strengthen policies and improve practices that are driven by the best available evidence and knowledge.
  • Identify critical research, evaluation, and data collection needs.

Many health prevention and promotion consultants stress the importance that local leaders play in building community health. The Healthy People 2020 toolkit Identifying & Engaging Community Partners, answers the question “How Do You Define Meaningful Citizen Participation?” in this way:

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Health Care Fraud – The Perfect Storm

Today, health care fraud is all over the news. There undoubtedly is fraud in health care. The same is true for every business or endeavor touched by human hands, e.g. banking, credit, insurance, politics, etc. There is no question that health care providers who abuse their position and our trust to steal are a problem. So are those from other professions who do the same.

Why does health care fraud appear to get the ‘lions-share’ of attention? Could it be that it is the perfect vehicle to drive agendas for divergent groups where taxpayers, health care consumers and health care providers are dupes in a health care fraud shell-game operated with ‘sleight-of-hand’ precision?

Take a closer look and one finds this is no game-of-chance. Taxpayers, consumers and providers always lose because the problem with health care fraud is not just the fraud, but it is that our government and insurers use the fraud problem to further agendas while at the same time fail to be accountable and take responsibility for a fraud problem they facilitate and allow to flourish.

1. Astronomical Cost Estimates

What better way to report on fraud then to tout fraud cost estimates, e.g.

– “Fraud perpetrated against both public and private health plans costs between $72 and $220 billion annually, increasing the cost of medical care and health insurance and undermining public trust in our health care system… It is no longer a secret that fraud represents one of the fastest growing and most costly forms of crime in America today… We pay these costs as taxpayers and through higher health insurance premiums… We must be proactive in combating health care fraud and abuse… We must also ensure that law enforcement has the tools that it needs to deter, detect, and punish health care fraud.” [Senator Ted Kaufman (D-DE), 10/28/09 press release]

– The General Accounting Office (GAO) estimates that fraud in healthcare ranges from $60 billion to $600 billion per year – or anywhere between 3% and 10% of the $2 trillion health care budget. [Health Care Finance News reports, 10/2/09] The GAO is the investigative arm of Congress.

– The National Health Care Anti-Fraud Association (NHCAA) reports over $54 billion is stolen every year in scams designed to stick us and our insurance companies with fraudulent and illegal medical charges. [NHCAA, web-site] NHCAA was created and is funded by health insurance companies.

Unfortunately, the reliability of the purported estimates is dubious at best. Insurers, state and federal agencies, and others may gather fraud data related to their own missions, where the kind, quality and volume of data compiled varies widely. David Hyman, professor of Law, University of Maryland, tells us that the widely-disseminated estimates of the incidence of health care fraud and abuse (assumed to be 10% of total spending) lacks any empirical foundation at all, the little we do know about health care fraud and abuse is dwarfed by what we don’t know and what we know that is not so

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Health Care Reform – Why Are People So Worked Up?

Why are Americans so worked up about health care reform? Statements such as “don’t touch my Medicare” or “everyone should have access to state of the art health care irrespective of cost” are in my opinion uninformed and visceral responses that indicate a poor understanding of our health care system’s history, its current and future resources and the funding challenges that America faces going forward. While we all wonder how the health care system has reached what some refer to as a crisis stage. Let’s try to take some of the emotion out of the debate by briefly examining how health care in this country emerged and how that has formed our thinking and culture about health care. With that as a foundation let’s look at the pros and cons of the Obama administration health care reform proposals and let’s look at the concepts put forth by the Republicans?

Access to state of the art health care services is something we can all agree would be a good thing for this country. Experiencing a serious illness is one of life’s major challenges and to face it without the means to pay for it is positively frightening. But as we shall see, once we know the facts, we will find that achieving this goal will not be easy without our individual contribution.

These are the themes I will touch on to try to make some sense out of what is happening to American health care and the steps we can personally take to make things better.

 

  • A recent history of American health care – what has driven the costs so high?
  • Key elements of the Obama health care plan
  • The Republican view of health care – free market competition
  • Universal access to state of the art health care – a worthy goal but not easy to achieve
  • what can we do?

 

First, let’s get a little historical perspective on American health care. This is not intended to be an exhausted look into that history but it will give us an appreciation of how the health care system and our expectations for it developed. What drove costs higher and higher?

To begin, let’s turn to the American civil war. In that war, dated tactics and the carnage inflicted by modern weapons of the era combined to cause ghastly results. Not generally known is that most of the deaths on both sides of that war were not the result of actual combat but to what happened after a battlefield wound was inflicted. To begin with, evacuation of the wounded moved at a snail’s pace and this caused severe delays in treating the wounded. Secondly, many wounds were subjected to wound care, related surgeries and/or amputations of the affected limbs and this often resulted in the onset of massive infection. So you might survive a battle wound only to die at the hands of medical care providers who although well-intentioned, their interventions were often quite lethal. High death tolls can also be ascribed to everyday sicknesses and diseases in a time when no antibiotics existed. In total something like 600,000 deaths occurred from all causes, over 2% of the U.S. population at the time!

 

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Web Development – Basic Things

Web Development means all the activities that a website needs to navigate through, before it’s put on World Wide Web There’s a wide-ranging different between Web Design and Web Development and those who think that both are the same terms, are explicitly wrong. Web Design can be said a part of Web Development process where other areas are Content Development, Server Configuration, Server-side coding, and Client Side Coding etc.

When we talk about Web Development it comes to the programming languages that are used to develop web pages. Some time ago, Web Development was as easy as 123 but scenario is changing nowadays. In this ever-altering era of Information Technology, in numerous languages are available such as HTML, XML, XHTML, ASP.net, Java Script, CSS and AJAX to develop attractive websites. Even then, web developers face every day challenges. And, the most troubling issue is website accessibility. Suppose, there’s a website abc.com- it looks good with a particular web browser but when you’ll open the same page on another Web Browser, it may not be possible to read even the plain text. More over, concepts and maintenance should be very well planned and well-thought. So, Web Development needs an intelligent mind set, artistic excellence and high logical skills to cope with the ever changing development technologies.

It’s web 2.0 and a website is essential or I must say a pre-requisite for those who have an intention to develop an online business. Having a website means profits and profits and number of these profits is limitless, because a well-designed website will let you to reach who are beyond your access. However, you can also use free web templates also.

So, it is well-understood fact that every business needs a website and every website needs a good development team. A development team includes individuals with superb skills in their respective fields. A number of team members depends upon the website under consideration and also on its scope. So, before you step into the Web Development choose the best website development company.

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Multifaceted Web Development Enhances Your Online Presence

Web development has been growing in stature over the years. Broadly speaking, it refers to any activity undertaken for developing a website for the World Wide Web or an intranet. Both static as well as dynamic websites come under its purview. Various fields included in website development include web design, e-commerce websites, web content development and web server configuration. The activities generally performed by web developers are writing markup and coding. While web development indicates to developing a static page in some cases, it can related to developing complicated internet applications, electronic business applications or social network services in other cases.

Web development services have witnessed many makeovers in recent times. Some advanced services have redefined your web experience. They include web-based database programming, enterprise portal development, web-enabling legacy applications and open source software customization. The creation of a website relies upon certain encoding languages such as HTML, XML, ASP and PHP. These languages in conjunction with programs, scripts or software like CGI, Flash, JavaScript and RSS enhance the degree of dynamic capabilities that a specific website offers.

Resorting to web development, businesses can enjoy certain advantages. A great deal of awareness can be created among potential customers about your quality products and services. You can expand your business throughout the globe without being present physically at all places. The entry barrier to new markets is quite low in the case of web world. The revenues generated out of online business can be quite high too. Overall, web development can provide you an economical business expansion method.

Web development processes have contributed to making these websites more aggressive, smooth in performance and imaginative in nature. The major reason for web development is to make certain the smooth operation of the website. You need to make sure that the website is responsive in its approach to its users and is flawlessly sustaining the key purpose of the website.

The development process of a website is normally an uninterrupted process. Some or the other changes need to be made in the website, in order to confirm that the site is always restructured. Most recent technologies are employed to produce these changes in the website, so that there is never an ambiguity in its functioning. The prevalent predicament that sites face with website development is the chief capital outlay that they require. Web development methods are in one way the most costly part of website creation, on the other hand they also encompass a major portion of designing as well. But taking into consideration the continuing benefits these procedures make you available, the investment is without doubt advisable.

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3 Reasons NOT to Use Jokes in Your Presentation!

We hear it all the time: if you want to get the big bucks, you’ve got to use humor in your presentations. Even if you’re not in it for the money-humor definitely helps you to get your point across.

There’s no question that if you give presentations in front of an audience, humor should be one of the big hammers in your speaking toolkit. For some people (the lucky ones!), this comes quickly and easily. The rest of us have to work at it.

Some speakers solve the problem by trotting down to the nearest Barnes & Noble and plopping down twenty bucks for a big book with a title like 1,001 Sure-Fire Jokes For All Occasions. Then they trot merrily back home (in my world, people trot a lot), pleased that they finally have that “humor monkey” off their back. Just memorize a half-dozen or so of these babies, and go out and wow ’em at the next keynote!

Um… I don’t know how to tell you this, but the odds are that that ain’t gonna work. Unless you’re really, really lucky. And do you really want to count on luck while you’re up there on the platform with 500 pairs of eyes staring blankly at you?

Okay, what’s my beef with jokes? Why do I say to virtually all of the speakers I consult that jokes, for the most part, simply don’t work? 3 reasons:

1. Most People Can’t Tell a Joke

Have you ever heard somebody try to tell a joke, only to end up sounding something like this: “Okay, there were these two guys, and… no, wait, three guys, and they walk into this bar. And the bartender says, ‘Hey, Fred… ‘ oh, the first guy’s name is Fred, and the bartender knows him. And he has a parrot on his shoulder. But you’re not supposed to know that yet. Anyway… ” Let’s face it, that’s how most of us tell jokes! Look, I made my living in comedy for 15 years, and I can’t tell a joke well. Why? Well, like a lot of people, I have a tough time remembering how the joke goes! And believe me, I’ve got enough to think about when I’m standing in front of an audience! I certainly don’t want to be bogged down trying to remember what my next line is-do you?